2024 Msu federal credit union - MSU Federal Credit Union, at 8510 W Grand River, Brighton Michigan, is more than just a financial institution; MSU is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1979, MSU has grown alongside the members, offering a range of services designed to meet every need. ...

 
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MSUFCU's Classic Checking allows you to perform the daily transactions you need and enjoy a variety of free services. Save $5 per month by maintaining a minimum balance of $500. Access your account from anywhere using the MSUFCU Mobile app. Make transfers, pay bills, check your credit score, eDeposit checks, and easily transfer money to other ...Chat with Fran or call the Credit Union at 517-333-2424 or 800-678-4968. Connect with us! Like us on Facebook. Contact Us. 517-333-2424 800-678-4968. Video Chat - Closed. ... MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR ...Contact MSU Federal Okemos. Phone Number: (517) 333-2424. Toll-Free: (800) 678-4968. Report Phone Problem. Address: MSU Federal Credit Union Meridian Crossing Branch 2300 Jolly Road Okemos, MI 48864. 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Equal Housing Lender. Federally insured by NCUA. MSU Federal Credit Union. 26,322 likes · 511 talking about this · 2,573 were here. ...Equal Housing Lender. Make your house a home with convenient home loan options: mortgage, construction loans, refinances, home equity loans, and home improvement … MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU FEDERAL CREDIT UNION. MSU Federal Credit Union. 4.0star. 8 reviews. 100+ Downloads. Everyone. info. Install. Share. Add to wishlist. About this app ... visit our website or any branch location. There is no …MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Once logged in, select Messages from the top menu. If you do not currently have ComputerLine access, you can Request a Password by mail, by visiting any branch location, or by calling 800-MSU-4-YOU (800-678-4968) or 517-333-2424, Monday-Friday from 7:00am-9:00pm ET and Saturday from 9:00am-3:00pm ET. You may also select the "Live Chat" icon on ...Contact MSU Federal Lansing. Phone Number: (517) 333-2424. Toll-Free: (800) 678-4968. Report Phone Problem. Address: MSU Federal Credit Union South Lansing Branch 200 East Jolly Road Lansing, MI 48910. Website:iPhone. iPad. MSU Federal Credit Union’s mobile banking app allows MSUFCU members to safely and securely log into their account and perform transactions. • View account balances & transaction history. • View and redeem Platinum Plus Visa and Signature Visa cash rewards. • Pay Bills & transfer funds with MoveMoney. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Share with your friends and family why MSUFCU is your credit union. When they join, you'll each will receive $25. No matter how many friends and family you refer! 1. Sign in to ComputerLine. To access your unique referral code and refer friends and family, sign in to ComputerLine and select the "Member Referral" icon in the menu bar. 2.MSU Federal Credit Union PO Box 4097 East Lansing, MI 48826-4097 For express mail, please send your payment to: MSU Federal Credit Union 3777 West Rd. East Lansing, MI 48823 To find your loan payoff amount please contact us for assistance. + — MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Federal Credit Union, at 8510 W Grand River, Brighton Michigan, is more than just a financial institution; MSU is a community-driven organization committed to providing members with personalized financial solutions. 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APR = Annual Percentage Rate.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.Contact MSU Federal Lansing. Phone Number: (517) 333-2424. Toll-Free: (800) 678-4968. Report Phone Problem. Address: MSU Federal Credit Union South Lansing Branch 200 East Jolly Road Lansing, MI 48910. Website:MSU Federal Credit Union 8,127 followers 4y Congratulations to April Clobes and the whole MSUFCU team for receiving the ATHENA Organizational Leadership award! We are very proud of our history of ...MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Federal Credit Union, at 523 E Grand River Avenue, East Lansing Michigan, is more than just a financial institution; MSU is a community-driven organization committed to providing members with personalized financial solutions. Founded in 1979, MSU has grown alongside the members, offering a range of services designed to meet every need. ... MSU Federal Credit Union provides financial services to the MSU community, select employee and community groups. We also offer services to anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, and Macomb Counties. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Federal Credit Union (MSUFCU) is the ONLY financial institution right on MSU's vibrant campus. We've been serving the Spartan community since 1937, and now it's …Michigan State University Employees Credit Union becomes MSU Federal Credit Union. 1985. MSUFCU reaches $100 million in assets and over 40,000 members. MSU students also become eligible for membership. 1996. MSUFCU launches its …MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.MSU FEDERAL CREDIT UNION. MSU Federal Credit Union. 4.0star. 8 reviews. 100+ Downloads. Everyone. info. Install. Share. Add to wishlist. About this app ... visit our website or any branch location. There is no …MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSUFCU offers IRA options to help you reach your retirement goals. With a Traditional IRA, your contributions may be tax-deductible and earnings can potentially grow tax-deferred until withdrawn in retirement. With a Roth IRA, your contributions are made with after-tax funds and qualifying withdrawals may be tax-free. MSU Federal Credit Union provides financial services to the MSU community, select employee and community groups. We also offer services to anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, and Macomb Counties. All MSUFCU branches are full-service branches. We are happy to help you in opening an account, setting up a savings or checking account, or apply for a loan. Select a branch …Clark Street. 1550 N Clark St. Chicago, IL 60610. Branch Details. Checking and Savings Accounts. Loans and Lines-of-Credit. Card and Check Printing. View branch details & hours >. Opening in 2024.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. Enter to Win $1,000: Use Direct Deposit for Your Tax Refund. Your Refund Plus Some. Make Waves This Summer. Boat Loan Special. Activate Your Account and You Could Win $1,000. Spartan Student Bundle. Debbie Pays You When You Pay Off Debt. 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APR = Annual Percentage Rate.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Michigan State University Employees Credit Union becomes MSU Federal Credit Union. 1985. MSUFCU reaches $100 million in assets and over 40,000 members. MSU students also become eligible for membership. 1996. 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I have had the pleasure of interacting with amazing colleagues, having opportunities for growth, and overall, really appreciate how the mission of serving others ...Murray State Federal Credit Union - msu-fcu.orgMSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.Michigan State University Federal Credit Union MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.MSU Federal Credit Union was founded in 1937 by MSU faculty and staff members, to help our members achieve financial success and stability. We have remained dedicated …MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Mortgage Options. Saving Members Millions. So far in 2024, we've saved our members. $4,362,542. in loan interest by refinancing their high-rate loans from other institutions to MSUFCU. Home Loans. as low as. 6.625%. Apply Now.The Lab at MSUFCU was established to identify, create, and execute opportunities for innovation at the Credit Union. By devoting resources to cultivating an entrepreneurial mindset, collaborative ideas can be generated that lead to pilots and new technology, products and services for members and employees. ... MSU Federal Credit Union savings ...MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSUFCU's Spartan Saver is the required savings account for all members and allows you to save your money while earning dividends. • 24/7 account access via ComputerLine, MoneyLine, the mobile app, and CO-OP Network ATMs. • Dividends calculated daily and paid monthly. • Open up to 10 additional Spartan Saver accounts under the same …Visa Gift Cards, Notary and Signature Guarantee, International Currency, Safe Deposit Boxes, Reloadable Visa Debit Card, Card and Check Printing, Coin Machine | MSU …MSU Federal Credit Union PO Box 4097 East Lansing, MI 48826-4097 For express mail, please send your payment to: MSU Federal Credit Union 3777 West Rd. East Lansing, MI 48823 To find your loan payoff amount please contact us for assistance. + —Doors open at 3:00 p.m., and performance begins at 4:00 p.m. Register today! Where: MSUFCU Congress St Community Room. 243 Congress St. Detroit MI, 48826. • Monday, March 25 in East Lansing. A performance by Bobby Floyd will be held at the MSUFCU Headquarters 2 Building. Doors open at 5:00 p.m. and performance begins at 6:00 p.m.MSU Federal Credit Union 8,127 followers 4y Congratulations to April Clobes and the whole MSUFCU team for receiving the ATHENA Organizational Leadership award! We are very proud of our history of ...MSU Federal Credit Union (MSUFCU) was founded in 1937 to help our members achieve financial success and stability during tough economic times, a purpose we have remained dedicated to ever since ...From standard savings and money market accounts to Certificates, we have a variety of dividend-paying accounts to fit your needs. You'll have free 24/7 account access through our Mobile app and ComputerLine. And, you'll have surcharge-free access to more than 30,000 ATMs nationwide. Save more and earn more with the account that's right for you.MSU FEDERAL CREDIT UNION. MSU Federal Credit Union. 4.0star. 8 reviews. 100+ Downloads. Everyone. info. Install. Share. Add to wishlist. About this app ... visit our website or any branch location. There is no …Michigan State University Federal Credit Union PO Box 1208 East Lansing, MI 48826-1208 Online: msufcu.org Phone: 517-333-2424 • 800-678-4968 Loans: 517-333-2222 • 800-678-6967 Visa: 517-333-2323 • 800-847-2383 Mortgages: 517-333-2210 • 866-678-3328 Service Fee Schedule (Continued) EQUAL HOUSING Federally insured LENDER by …MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. 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Routing Number: 272479663 Swift Code: MSUCUS44. Loans; Accounts; Services; Business; Resources; Rates. No grease

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MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Share with your friends and family why MSUFCU is your credit union. When they join, you'll each will receive $25. No matter how many friends and family you refer! 1. Sign in to ComputerLine. To access your unique referral code and refer friends and family, sign in to ComputerLine and select the "Member Referral" icon in the menu bar. 2.Background. MSU Federal Credit Union is headquartered in East Lansing, Michigan has been serving members since 1979, with 30 branches and 20 ATMs. The Main Office is located at 3775 Coolidge Road, East Lansing, Michigan 48823. Contact MSU at (517) 333-2424. Access MSU Federal Login, hours, phone, financials, and additional member resources.MSU Faculty and Staff. MSU Federal Credit Union was founded in 1937 by MSU faculty and staff members, to help our members achieve financial success and stability. We have remained dedicated to that same mission for more than 82 years. Today, we are proud to continue to serve the MSU community of faculty, staff, students, and alumni.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. MSU Faculty and Staff. MSU Federal Credit Union was founded in 1937 by MSU faculty and staff members, to help our members achieve financial success and stability. We have remained dedicated to that same mission for more than 82 years. Today, we are proud to continue to serve the MSU community of faculty, staff, students, and alumni. Who Can Join. MSU Federal Credit Union provides financial services to the MSU community, select employee and community groups. We also offer services to anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, and Macomb Counties. Additionally, anyone who is an immediate family or household ...Personal Loans. From weddings to new computers and unexpected expenses, MSUFCU has personal loans to helps you pay for just about anything! Skip the fees, fixed rates, design your loan terms around your needs, and save money in the process. Ready to apply? Applications can be reviewed in as little as 20 minutes when applying by: • Phone.Minimum rate is 2.00% APR and will never fall below 2.00% APR. Depending on your credit score and Loan-to-Value ratio, the minimum rate can be between 2.00% APR and 7.00% APR. SmartLine SM has an option for fixed rate segments. Your rate will depend on your credit score, the Loan-to-Value ratio and the term of the segment.Compare different checking account options at MSUFCU, including Totally Green, Classic, Money Market, and Rebuild. Enjoy free credit score, mobile access, direct deposit, bill …MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Murray State Federal Credit Union - msu-fcu.orgEach payday, your payroll deposit will be loaded to an MSU PayCard which you can use to make withdrawals and purchases anywhere Visa Debit cards are accepted--including retail locations and nearly 30,000 surcharge-free CO-OP Network ATMs nationwide. You have convenient local access to your funds at any MSU Federal Credit Union branch.MSU Federal Credit Union PO Box 4097 East Lansing, MI 48826-4097 For express mail, please send your payment to: MSU Federal Credit Union 3777 West Rd. East Lansing, MI 48823 To find your loan payoff amount please contact us for assistance. + —MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield.Savings Builder. Life comes at us fast and unexpected events happen in the blink of an eye. The Savings Builder℠ is a savings account that helps you develop savings habits and establish financial security. It pays you more up front to help pay for life's events even faster. Dividends are calculated daily and paid monthly.ComputerLine is the online banking service of MSU Federal Credit Union, a trusted financial institution serving the MSU community. With ComputerLine, you can access your account, transfer funds, pay bills, apply for loans, and more. To log in, you need your account number and ComputerLine password. Join ComputerLine today and enjoy the convenience and security of … MSU Federal Credit Union provides financial services to the MSU community, select employee and community groups. We also offer services to anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, and Macomb Counties. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Access your accounts, make transfers, pay bills, apply for loans, and more with ComputerLine and Mobile app. You can also set up eAlerts, use Interactive Teller …MSU Federal Credit Union. 26,322 likes · 511 talking about this · 2,573 were here. Official Facebook page of MSU Federal Credit Union. Equal Housing Lender. Federally insured by NCUA. MSU Federal Credit Union. 26,322 likes · 511 talking about this · 2,573 were here. ... Suzanne joined MSU Federal Credit Union as a mortgage loan officer in 2012. She has been working in the mortgage profession for 15 years. She values helping members throughout the mortgage process to assist them in achieving their financial goals. Suzanne received her Bachelor of Arts in Psychology from the University of Michigan. Michigan State University Federal Credit UnionMSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. Your MSUFCU checking account goes wherever you go, with our easy to use Mobile app. Make transfers, pay bills, check your credit score, eDeposit checks, and easily transfer money to other members using Member2Member℠. Plus, you'll enjoy access to over 30,000 ATMs nationwide via the CO-OP Network. Our checking accounts also offer Overdraft ... MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Faculty and Staff. MSU Federal Credit Union was founded in 1937 by MSU faculty and staff members, to help our members achieve financial success and stability. We have remained dedicated to that same mission for more than 82 years. Today, we are proud to continue to serve the MSU community of faculty, staff, students, and alumni.Once logged in, select Messages from the top menu. If you do not currently have ComputerLine access, you can Request a Password by mail, by visiting any branch location, or by calling 800-MSU-4-YOU (800-678-4968) or 517-333-2424, Monday-Friday from 7:00am-9:00pm ET and Saturday from 9:00am-3:00pm ET. You may also select the "Live Chat" icon on ...Minimum rate is 2.00% APR and will never fall below 2.00% APR. Depending on your credit score and Loan-to-Value ratio, the minimum rate can be between 2.00% APR and 7.00% APR. SmartLine SM has an option for fixed rate segments. Your rate will depend on your credit score, the Loan-to-Value ratio and the term of the segment.Personal Loans. From weddings to new computers and unexpected expenses, MSUFCU has personal loans to helps you pay for just about anything! Skip the fees, fixed rates, design your loan terms around your needs, and save money in the process. Ready to apply? Applications can be reviewed in as little as 20 minutes when applying by: • Phone.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSUFCU offers a range of financial products and services for members, including loans, accounts, business resources, and rates. Find out how to apply, activate, win prizes, and …Contact MSU Federal Lansing. Phone Number: (517) 333-2424. Toll-Free: (800) 678-4968. Report Phone Problem. Address: MSU Federal Credit Union South Lansing Branch 200 East Jolly Road Lansing, MI 48910. Website:We are always looking for talented individuals to join our team. If you want to learn more about our company and open positions, follow us on one of the channels below. For general questions, email [email protected], and for internship inquiries, email [email protected] Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. Share with your friends and family why MSUFCU is your credit union. When they join, you'll each will receive $25. No matter how many friends and family you refer! 1. Sign in to ComputerLine. To access your unique referral code and refer friends and family, sign in to ComputerLine and select the "Member Referral" icon in the menu bar. 2.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate. MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.Personal Loans. From weddings to new computers and unexpected expenses, MSUFCU has personal loans to helps you pay for just about anything! Skip the fees, fixed rates, design your loan terms around your needs, and save money in the process. Ready to apply? Applications can be reviewed in as little as 20 minutes when applying by: • Phone.Mortgage Options. Saving Members Millions. So far in 2024, we've saved our members. $4,362,542. in loan interest by refinancing their high-rate loans from other institutions to MSUFCU. Home Loans. as low as. 6.625%. Apply Now.MSUFCU offers a range of financial products and services for members, including loans, accounts, business resources, and rates. Find out how to apply, activate, win prizes, and … MSU Federal Credit Union | 8,707 followers on LinkedIn. Building Dreams, Building Community | MSU Federal Credit Union (MSUFCU) was founded in 1937 to help our members achieve financial success and stability during tough economic times, a purpose we have remained dedicated to ever since. Today, we have 23 locations, including five in Oakland County, one in downtown Detroit, two in Grand Rapids ... MSU Federal Credit Union 202 General Services Building Murray State University Murray, KY 42071 Signature Loan. From weddings to new computers and unexpected expenses, MSUFCU Signature Loan helps you pay for just about anything and offers a great, low rate. To apply online, click the Add to Wallet button below, in the MSUFCU Mobile app, by phone or at a branch. If you have questions, contact the Lending Department directly at 517-333-2424 ...MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APR = Annual Percentage Rate.MSU Federal Credit Union savings are Federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. 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